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Condominiums
If you're looking for a relatively carefree lifestyle condos are the way to go. Owning a condo has many benefits:

You will not be solely responsible for exterior or common area repairs
The HOA dues (Condo Fees) you pay will generally cover all exterior repairs, including siding, roofing, etc in addition to insurances such as Flood, Fire, Liability and Wind. As a homeowner you still need to carry insurance on your unit's interior

Convenient Location
Condominiums are often located in prime locations that are convenient to the beach and boards. The close proximity makes a condo more affordable than a single family home.

Security and Safety
Nearby neighbors make many condominium owners feel more secure in their home. The presence of neighbors makes it more comfortable to leave for extended stays like during the winter.. Many condominiums have additional security features, such as a guard service or buzzer system to provide additional protection for the owners.

Low Maintenance
No more lawn care…say it again, NO MORE lawn care! Condo living usually means somebody else is taking care of the exterior maintenance, such as mowing the lawn, shoveling snow, cleaning the grounds and even maintaining the pool.

Amenities
Condominiums often offer access to amenities such as a swimming pool, elevator and even a gym or tennis court, providing luxuries you may not otherwise be able to afford.

Neighbor Accountability
The condominium association sets rules and regulations that all home owners must follow. The association will enforce these rules to ensure compliance, while also dealing with maintaining the property and its amenities.

Townhouses
By most opinions owning a townhouse has all the benefits of condo ownership but the feel of owning a single family home. In most areas such as Wildwood and the South Jersey Shore as a whole townhouse ownership by legal definition is simply a multi-level condominium within a planned condominium project. Townhouses refer more to style than a form of ownership.

Condo vs. Townhouse
There are distinct benefits to owning a townhouse that differ from a condo although depending on the number of units the fee structure is different. For townhouses with only 2 units, basically a side by side such as the norm in Sea Isle City, there are no monthly fees. Each owner maintains their own yards and landscaping but share 50-50 in the annual cost of exterior insurances. Multi-unit townhouse complexes operate the same way as a typical condo association with fees covering the exterior insurances in addition to maintenance, common amenities, etc.

Stability
In 2 unit "complexes" values typically mimic single family homes with regard to stability and appreciation as more buyers prefer this scenario to a multi-unit complex. Multi-unit townhouse complexes are virtually identical to condo complexes.

Single Family Homes
For some people being "married" to another homeowner is out of the question so a Single Family Home is the only way to go!

A Single Family Home is you Castle at the Shore
Single Family Homes are just as they sound; single-structure homes with no attached neighboring buildings. With a single family home, you can have your own private yard and own maintenance responsibilities.

Basically Do as You Please
At a single family home, you will have your own free space to develop as you wish, but will most likely not have the nice facilities that a condo development normally offers. A single family home can generally offer more space to have pets or children and more freedom to paint or remodel or build on to your existing home.

Investment Value
Another advantage to owning a single family home, is your investment value. Even though condo sales have been consistently rising, single family homes are still more appealing to buyers and have better appreciation and return rates.

Single family homes are more private and are continuously a buyer’s first choice when looking for a place at the shore.

Multi-Family Properties
Owning a Multi-Family Property can be an investment in your future or a nightmare so it's not for the novice or faint of heart. Here are some benefits:

A Good Income Stream
With rent coming in from the other unit or units you may be living for free by having a big chunk of your mortgage and carrying costs covered.

Pricing Similar to a Single Family Home
A duplex or triplex or home with a guesthouse may not be much more expensive than a single-family home. But you have that extra income bonus.

Look to the Future
A fantastic advantage to purchasing a multiunit property is that when you are ready to move up or move on, you can hold on to this property and keep it as an investment. This will become the first step on your road to building a real estate portfolio that will provide you with income for life.

Building Lots
Nothing compares to building your very own custom home on the lot of your choice. When searching it is imperative to ask questions regarding flood elevations and zoning/building restrictions. While the entire island is in the flood zone there are some areas that are lower than others and take on water much faster. As for building and zoning restrictions due to the tourism industry being our number one source of municipal revenues it is important to understand the different zoning classifications we have as they relate to what can be built upon a vacant lot

Commercial Real Estate & Businesses
Owning a Wildwood business or commercial property is not for everyone but the seasonality of the location is definitely attractive if you are fortunate enough to start or purchase a business with high-traffic or at the least good potential. Many business owners work for 3 or 4 months and then take off the rest of the year or overwinter in Florida. Purchasing a business or commercial property is much more difficult than a residential property as commercial funding is at an all time low with banks placing many more restrictions on qualifying. In the best case scenario owner financing is a benefit.

Wildwood Short Sales - Foreclosures & Bank Owned Properties
While distressed properties continue to disappear from the marketplace there are still some deals to be had. Most importantly it is imperative to utilize the services of an agent thoroughly versed in short sales, foreclosures and other REO/Bank Owned properties. The agents at Island Realty Group have represented hundreds of buyers and sellers in the sale or purchase of distressed properties throughout Wildwood, Diamond Beach, Ocean City and the entire South Jersey Shore Area.

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